Isabelle Thornton

Buying a car is one of the biggest financial decisions you’ll make — and unless you’re paying in full upfront, you’ll need a loan to do it. That’s why your credit score matters more than ever. When you apply for auto financing, lenders look at your credit to decide how much they’re willing to lend, Read More

A higher credit limit isn’t just about spending more — it’s about building a healthier credit profile. When used wisely, a credit limit increase can support your financial goals, improve your credit score, and give you greater financial flexibility. But not all increases are automatic. Some require planning, good habits, and the right approach. In Read More

Your credit report holds the key to many important life decisions. Lenders, landlords, and sometimes even employers review it to judge your financial reliability. But what happens if it contains a mistake? An error, even a small one, can seriously affect your credit score and financial opportunities. The good news? You have the right to Read More

Good credit can open doors — but not everyone knows how to build it, or where to start. For many people, the journey to better credit begins close to home, with support from local groups, charities, and nonprofits. Community credit programs offer real help. They provide tools, advice, and sometimes funding to help people improve Read More

Getting a credit card is a big financial step. But before you start using it, there’s one thing you should always do — read the fine print. That’s right: the credit card terms and conditions. They might look long and complicated, but understanding them can save you money, protect your credit score, and help you Read More

Your credit score is one of the most important numbers in your financial life. It affects your ability to get loans, credit cards, car finance, and even rental agreements. Many people know that paying bills on time is essential. But there’s another factor that plays a huge role: credit utilisation. What exactly is credit utilisation? Read More

Using a credit card is easy. Paying it off wisely? That’s where the real skill comes in. If you’re new to credit cards, learning how to handle credit card payments properly is one of the most important steps in your financial journey. Done right, it helps you avoid debt, save on interest, and build a Read More